We like to say Hashem has a plan, He doesn’t give us more than we can handle, it’s in His hands and it’s all for the best. But how often are these sentiments repeated merely to make ourselves feel better? How much hashgacha does God really have over each event in our individual lives? At best, it is a major philosophical debate. Is He really choosing each occurrence, leading up to a final culmination of the fate He has in store for each of us? Rambam would say no. And we have no way to know for sure.
And even assuming that He is guiding each step of our lives, how much room is there for us to mess it up? We have free will, don’t we? Doesn’t that mean that despite Hashem’s best laid plans, we have the ability to make mistakes and ruin it all? What if, presented with that golden opportunity, we turn it down? We are human, we are flawed, we cannot always see what the correct choice is, so we stumble along, doing out best. But what if we are wrong? What if that chance is lost?